This suits clients who require a short-term loan for business purposes and have sufficient real estate assets to offer as security.
Asset-backed finance structures help clients to access shorter term capital without liquidating assets. As we have less bureaucracy than traditional banks, we advance money within shorter time frames. Put simply, we only grant loans to clients who have a clear means to settle the loan, and we must be satisfied with the settlement mechanism at the outset. We tailor the loan terms to suit the particular client, depending on how and when the exit mechanism will occur, and any other relevant considerations. We grant a maximum loan of 40% of the value of the security assets, and loans are approved for a maximum of 12 - 24 months. The interest rate applied depends on normal credit criteria, including the size and type of the loan, the risk involved and the nature and liquidity of the underlying asset or transaction.
Our other Services
Property Bridging Finance
We provide short-term -cash flow solutions for property transactions. We release up to 80% of available funds from property transactions to qualified clients, against an undertaking for payment by the conveyancer tasked with registration of the property transaction in the Deeds Office.Read more
This is a form of short-term borrowing often used to improve your company's working capital and cash flow by releasing the cash locked in to your accounts receivables. This finance solution typically suits small and medium sized enterprises needing to take the pressure off when it comes to ensuring a steady cash flow.Read more