Calculators

Results:

Monthly Repayments:
R 0
Bond & Transfer Costs:
R 0
Transfer Cost: R 0
Bond Cost: R 0



Results:

Transfer Costs:

Government Costs
Transfer Duty: R 0
Deeds Office Fee: R 0

Attorney Costs
Attorney's Fee: R 0
Postage & Petties: R 0
Electronic Facilitation Cost: R 0
Deeds Office Search Fee: R 0
VAT:
Total Transfer Costs: R 0

Bond Costs:

Government Costs
Deeds Office Fee:

Attorney Costs
Attorney's Fee: R 0
Postage & Petties: R 0
Electronic Facilitation Cost: R 0
Deeds Office Search Fee: R 0
VAT: R 0
Total Bond Costs: R 0

Total Bond & Transfer Costs:
R 0

Home > Our Team

Our Team

Meet the Team

Renier Kriek - Managing Director

BA, LLB, PG Dip (Banking)
As MD of Combined Finance Holdings, Renier is also an admitted attorney and was previously a legal advisor and project manager in the property development industry after leaving the practice of law.

Ursula Scholtz - Marketing Manager

Ursula oversees marketing activities for the firm and is our relationship manager for the Western Cape. She naturally loves people and working with her close-knit team. Her ideal loan purchase would be an apartment overlooking the Atlantic Seaboard. Ursula may be contacted on 082 567 8750.

Ric Greyling - Relationship Manager

Ric is one of our relationship managers for the Northern provinces, with a focus on Pretoria and surrounds. Ric enjoys his job because he likes helping people solve the cash flow problems that are inevitable in life. Ric has a marketing diploma, but gained his real education with 40 years in the school of life. He has spent 18 years in the bridging finance industry and is therefore the veteran of our firm. Ric may be contacted on 083 325 7105.

Janine Knipe - Relationship Manager

Janine is one of our relationship managers for the Northern provinces, with a focus on Johannesburg and surrounds. She loves working with people, which is why she has been working in bridging finance since 2008. As far as her ideal loan purchase is concerned, she pictures a house by the sea. Janine may be contacted on 082 797 1278.

Mathys Briers-Louw - Credit Manager

BComm (Law), LLB, LLM (superior distinction)
Heading up the credit department, Mathys' favourite thing about his job is, unsurprisingly, payday! If he could get a loan for anything he would use the money to start a new business or expand an existing business in order to achieve greater success.

Luzaan Van Rensburg - Office Manager

Assisting with the day-to-day admin tasks, Luzaan's favourite part of her job is working with an inspired team. With a dream of living near the sea, her ideal loan purchase would be a house on the beach.

Annelien Coetzee - Credit and Risk Assistant

Assisting with the administration at Combined Finance, Annelien loves meeting interesting people every day and enjoys working with a great team. What would be her dream purchase if she took out a loan? A bigger and better home for her family!

Corne Stals - Admin Assistant

Assisting with the day to day reception and administrative duties, Corne’s favourite part of her job is working with a great team, meeting new and interesting people and learning something new every day. If she could get a loan for anything, she would build her dream house.

Vanessa Nienaber - Bookkeeper & Administrative Assistant

Assisting with bookkeeping and admin tasks, Vanessa’s favourite part of her job is working with a positive and professional team every day. Her ideal loan purchase will be a house somewhere along the beautiful West Coast.

Directors and Founding Members

Prieur du Plessis - Non-executive Chairman

BSC, MBA (cum laude), DBA and International Directors Programme (Insead)
Prieur is also chairperson of Plexus Holdings, an investment business he founded in 1995. He serves as chairperson of the Institute of Directors in Southern Africa and chairperson of its Nominations Committee, director of Distell Group, trustee of the Professional Provident Society (PPS) Holdings Trust, director of PPS Insurance Company, director of PPS Investments, chairperson of Bridge Fund Managers and member of the Investment Committee of the Attorneys Insurance Indemnity Fund. He is associated with Stellenbosch University as a member of the Advisory Board of the University of Stellenbosch Business School, trustee of Stellenbosch Trust, chair of its Audit and Risk Committee, trustee of its Retirement Fund, and member of its Investment Committee. Additionally, he is professor extraordinaire at the University of Stellenbosch Business School, Honorary Consul General of Slovenia for South Africa and deputy Dean of the Consular Corps of Cape Town.

André Coetsee - Independent non-executive director

CA (SA), BComm, BComm (Hons) (Accounting), PG Dip (Company Law)
After stints at Sanlam Properties, Investec, Gencor (now BHP Billiton), Frank & Hirsch, Mettle (now listed as Mettle Investments), and BoE Bank, André worked as managing director of Sasol's treasury arm for almost 18 years. At Sasol he steered, amongst other things, a USD1 billion bond issue, which was the largest corporate bond issue for a South African company at that point. After leaving Sasol, he worked as CFO for an alternative energy company before settling into his own, mostly property related, projects. André is our first independent director and brings a wealth of experience in governance, treasury and fund-raising to our board.

John Stergianos - Director

CA (SA)
John is concurrently a director and the chairman of the Credit & Risk Committee. A qualified chartered accountant with extensive experience in banking, as well as the specialised finance industry, he was previously MD and founder of MainFin (Pty) Ltd, a niche financier and non-bank lender similar to Combined Finance.

Carel Steenkamp - Director

CA (SA) BAcc BCompt
A practising chartered accountant for over a decade, Carel is also a founding partner in a successful chartered accountants practice, C2M Chartered Accountants. A seasoned entrepreneur, he has engaged in several service provision ventures in the financial services, and related, industries.

Hugo van der Ahee

CA (SA), B(Eng) Chem, BAcc, BCompt (Hons) and BComm (Hons)(Tax)
With extensive experience as a chartered accountant, Hugo is a founder of Moore Stephens VDA, a prominent chartered accountants practice in Stellenbosch. He also founded a wealth management business before joining Investec Specialist Bank as Head of the Winelands Region in 2014. Hugo resigned as director on 1 May 2014 to focus on his career in banking.

 

 

 

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